How far back do underwriters look at tax returns?
When you apply for a mortgage, your lender is likely to ask you to provide financial documentation, which may include 1 to 2 years' worth of tax returns. You're probably wondering exactly how those tax returns can affect your mortgage application. How far back do mortgage lenders look at taxes? Proof of Income for a Mortgage LoanYou'll have to provide your latest pay stubs, as well as two years of tax returns and W-2 forms.