At what age should you stop investing?
“Investors who reach an advanced age of 75 and above experience much lower returns than younger investors,” they note. From a review of the academic literature, they conclude: “returns are lower among younger investors, peak at age 42, and decline sharply after the age of 70.” Should a 70 year old be in the stock market? What should a 70-year-old invest in? The average 70-year-old would most likely benefit from investing in Treasury securities, dividend-paying stocks, and annuities.